Guide

NHS vs. Private CBT: What Are the Differences?

Both routes can lead to good, evidence-based CBT. The honest differences are mostly about cost, waiting time, and how much choice and continuity you get along the way, not about one being "real" therapy and the other not.

Free

NHS Talking Therapies

  • Free at the point of use, funded by the NHS
  • Official access standard: 95% of people seen within 18 weeks of referral
  • Access via GP referral or self-referral to your local NHS Talking Therapies service
  • Longer waiting times for structured 1:1 High-Intensity CBT
  • Delivered within a stepped-care model, matched to how severe things are
  • Same evidence-based treatment protocols as private CBT
  • Limited flexibility to extend sessions; needing more treatment can mean a fresh wait to request it
  • No standard guaranteed follow-up after treatment
From £65

Private CBT with Pamoyo

  • £65 per 50-minute session, paid as you go
  • No waiting list; most people can start within days of a free consultation
  • Structured 12 sessions programme (extendable to 15–20 sessions for more complex needs)
  • 1:1 with the same BABCP-accredited High Intensity CBT therapist throughout
  • Fully online, with flexible scheduling around work and life
  • Same evidence-based, structured approach as NHS Talking Therapies, in a private setting
  • Sessions can extend if needed, plus an optional follow-up check-in 3 months after treatment ends

A note on the waiting time figures

The NHS's own published standard is that 75% of people should start treatment within 6 weeks of referral, and 95% within 18 weeks. NHS England's most recent national figures (2024–25) report 91.6% accessing care within 6 weeks, which sounds strong, but that figure covers everything NHS Talking Therapies offers, including higher-volume, lower-intensity options like guided self-help. In practice, this usually means longer waiting times specifically for structured 1:1 CBT, and how much longer depends a lot on where you live. If you want an accurate picture for your area, your GP practice or local NHS Talking Therapies service can tell you their current wait.

None of this is a knock on the NHS route. It's free, it uses the same evidence base, and for a lot of people it's the right choice. The private route mainly buys you certainty: you know the cost upfront, you know who you'll be seeing, and you know roughly when you'll start.

A note on session flexibility

NHS England's own guidance says the number of sessions offered "should never be restricted arbitrarily," with up to 14 to 20 recommended depending on the problem. In practice, that's not always what people experience. OCD-UK, a patient charity, has documented services offering as few as 6 to 8 sessions, and some requiring a wait of several months before someone can request further treatment; OCD-UK say NHS England has confirmed that wait isn't the national policy, just how some local services are running it. Working privately, that flexibility sits with us directly: if the programme needs to run longer, we agree it together in session, not through a separate request or wait.

A note on what happens after treatment ends

The 12-session structure is the same idea whether you're on the NHS or working privately with me; the difference shows up around the edges of it. NHS Talking Therapies doesn't routinely collect data on how people do after they're discharged, and the research that does exist suggests a large proportion of people see symptoms creep back within the first year. Once your agreed course ends, there isn't a standard, built-in way to check back in. Working privately, that flexibility is part of the offer: if 12 sessions turns out not to be enough, we can agree to extend rather than ending abruptly, and if you'd find it useful, we can arrange a follow-up session around 3 months after treatment ends, to check how things have held and troubleshoot anything that's slipped.

Want to skip the wait?

A free 15-minute consultation is a no-pressure way to see whether working together fits, with no waiting list to navigate first.

Sources: NHS Talking Therapies Annual Report 2024–25, NHS England Digital ; access standard per the NHS England Talking Therapies service standards . To self-refer or check local wait times, see nhs.uk: Find NHS Talking Therapies . Post-discharge relapse data referenced from the British Psychological Society . Session flexibility in practice referenced from OCD-UK .

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